Flight School Loans Available

Full Financing for qualified US Citizens, Residents, and Non-Citizen students living in the US. From your first flight to Commercial Pilot, Flight Instructor work options and a pathway to Airline First Officer

Earn Flight Experience and then Interview with our Regional Airline Partners.

 Flight Training Student Loan

Who Can Apply for a Smart Option Loan?

  • U.S. Citizens and Permanent Resident Aliens are eligible.
  • Non-U.S. citizen students who reside in and attend school in the U.S., are eligible with a creditworthy cosigner who is a US Citizen/Resident
  • Meet Flight School Enrollment Requirements

Why Sallie Mae?

Private Pilot to Commercial

No or Minimal Payments to Earn your Wings and become a Commercial Pilot.

CFI Job Opportunities

Successful graduates earn their Certified Flight Instructor and CFII rating to start working

Airline Partner Pathway
Reach 1,500 ATP minimums and Interview with Wayman’s Regional Airline partners to join the next step in your career.

Hear Directly

from Sallie Mae

Learn directly from a financial loan representative about:

  • Who is Eligible
  • How much can you request
  • Does it cover living expenses?
  • Are co-signers necessary
  • Repayment planes
  • How to Apply


Alternative Student Loans Options


Get Credit for your Merit, 100% Financing

This private lender uses life experience and academics for Loans. Military Service and College experience can help your application. This financing option is only for full-time US Citizens/Residents enrolling in the full program through instructor certification.

We Fly

Friendly local credit union offers aviation credit lines from $5k to $30k. To start or complete your flights.


There are many Orga-nizations looking to help  Write the essay, they need more applications

College Financial Aid

Joining our College Partners? Ask about special scholarship and Pell Grants.

New Jersey Class Loan

  • NJ residents attending out-of-state schools
  • Must pass credit criteria
  • Borrow up to total cost of education
  • Repayment terms 10, 15 or 20 years

hesaa.org (800) 792-8670

Vermont Advantage Student Loan

  • Vermont residents attending out-of-state schools
  • Borrow up to total cost of education
  • Must apply with a credit-worthy co-signer
  • Origination fee based on co-signer’s credit
  • 15 year repayment
  • Kentucky Advantage Education

VSAC.org (800) 642-3177

Kentucky Advantage Education Loan

  • Kentucky residents attending out-of-state schools
  • No fees, unless postponed repayment plan is chosen (3%)
  • Borrow up to total cost of education
  • 15 year repayment
kheslc.com (800) 988-6333

Alaska Supplemental Education Loan

  • Alaska residents attending out-of-state schools
  • Loan limit of $10,000 per year
  • Aggregate limit of $56,000
  • Repayment term: 10 years
acpe.alaska.gov (800) 441-2962
Frequently Asked Questions
Can International Student apply for a loan?

No, International Student living outside of the USA do not qualify for these loan programs.

How much does the program Cost?

The price varies depending on the aircraft required and prior experience. Contact the admissions team and share what your goals are including aviation experience you already have. For example; are you interested in full professional pilot but already have a private pilot certificate?

What if I already have a Private Pilot Certificate?

Congratulations, that is an excellent accomplishment. We love students that already have their PPL. Wayman can give full credit up to 71 hours of PPL. This brings down the full cost of the program.

What's the difference between 152 and 172?

The Cessna 152 and 172 are the most popular aircraft ever built. However, the 152 is a smaller 2 seat model. There is a $5,000 difference over the length of the course.

  • If you are over >6′ feet tall or more than >180lbs, choose the 172.
  • If you are less than <6′ feet tall or Less than <180lbs choose the 152.
Is a co-signer recommended?

Though not required, student borrowers are encouraged to apply with a creditworthy cosigner, as it may increase the likelihood of the loan being approved. Co-signers must be US Citizens or Permanent Residents.

Can I work while I'm doing my flight training?

Full-time Cadets must be able to dedicate at least 4-5 days a week to flight training. In order to complete in the scheduled 18 months full dedication is required. Part-time jobs must not impact scheduling and have a maximum of 20 hours per week.

Is the Flight Instructor Job Guaranteed?

Upon completion of the full-course all students qualify for a CFI interview. Candidates must have failed no more than 1 FAA practical exams and have a letter of good-standing from student affairs.

How long is the program?

The initial Private to Commercial, Multi-Engine and Flight Instructor training is scheduled to be completed in 12-18 months. This is an accelerated full-time schedule.


Don’t Wait Any Longer. Start Forging Your Own Path Today!

*Wayman Aviation Academy does not endorse a particular lender nor is it affiliated with the Meritize Platform. 

Terms and conditions apply. Meritize Loans are educational loans issued by Blue Ridge Bank, National Association, Member FDIC (“The Bank”). The Bank and Meritize reserve the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen, permanent resident, or hold a valid work authorization document, and meet the Bank’s underwriting requirements.